UK salary after tax 2026/27
Take-home pay for common UK salaries after Income Tax and National Insurance. Pick a salary for a full breakdown, or use the UK tax calculator for your exact pay.
Take-home pay table
| Salary | Income Tax | NI | Take-home / year | Per month | Per week |
|---|---|---|---|---|---|
| £15,000 | £486 | £194 | £14,320 | £1,193 | £275 |
| £18,000 | £1,086 | £434 | £16,480 | £1,373 | £317 |
| £20,000 | £1,486 | £594 | £17,920 | £1,493 | £345 |
| £22,000 | £1,886 | £754 | £19,360 | £1,613 | £372 |
| £24,000 | £2,286 | £914 | £20,800 | £1,733 | £400 |
| £25,000 | £2,486 | £994 | £21,520 | £1,793 | £414 |
| £26,000 | £2,686 | £1,074 | £22,240 | £1,853 | £428 |
| £28,000 | £3,086 | £1,234 | £23,680 | £1,973 | £455 |
| £30,000 | £3,486 | £1,394 | £25,120 | £2,093 | £483 |
| £32,000 | £3,886 | £1,554 | £26,560 | £2,213 | £511 |
| £35,000 | £4,486 | £1,794 | £28,720 | £2,393 | £552 |
| £38,000 | £5,086 | £2,034 | £30,880 | £2,573 | £594 |
| £40,000 | £5,486 | £2,194 | £32,320 | £2,693 | £622 |
| £45,000 | £6,486 | £2,594 | £35,920 | £2,993 | £691 |
| £50,000 | £7,486 | £2,994 | £39,520 | £3,293 | £760 |
| £55,000 | £9,432 | £3,111 | £42,457 | £3,538 | £816 |
| £60,000 | £11,432 | £3,211 | £45,357 | £3,780 | £872 |
| £65,000 | £13,432 | £3,311 | £48,257 | £4,021 | £928 |
| £70,000 | £15,432 | £3,411 | £51,157 | £4,263 | £984 |
| £75,000 | £17,432 | £3,511 | £54,057 | £4,505 | £1,040 |
| £80,000 | £19,432 | £3,611 | £56,957 | £4,746 | £1,095 |
| £90,000 | £23,432 | £3,811 | £62,757 | £5,230 | £1,207 |
| £100,000 | £27,432 | £4,011 | £68,557 | £5,713 | £1,318 |
| £120,000 | £39,432 | £4,411 | £76,157 | £6,346 | £1,465 |
| £150,000 | £53,703 | £5,011 | £91,286 | £7,607 | £1,756 |
2026/27 tax year (6 April 2026 to 5 April 2027), England, Wales and Northern Ireland, tax code 1257L, no pension or student loan.
UK Income Tax and NI rates for 2026/27
| Band | Taxable income | Rate |
|---|---|---|
| Personal Allowance | Up to £12,570 | 0% |
| Basic rate | £12,571 to £50,270 | 20% |
| Higher rate | £50,271 to £125,140 | 40% |
| Additional rate | Over £125,140 | 45% |
Employee National Insurance is 8% on earnings between £12,570 and £50,270 and 2% above that. The Personal Allowance is reduced by £1 for every £2 of income over £100,000, so it disappears completely at £125,140.
Why take-home pay doesn't rise in a straight line
As your salary grows, more of each extra pound falls into higher bands. A basic-rate taxpayer keeps about 72p of each extra pound (20% tax + 8% NI). Above £50,270 you keep about 58p (40% + 2%). Between £100,000 and £125,140 you keep only about 38p, because the Personal Allowance is being withdrawn at the same time.
Paying into a pension through salary sacrifice is one of the most effective ways to keep more of your pay in these bands. Try it with the pension field in the UK calculator, or check a one-off payment with the bonus tax calculator.
Scottish taxpayers have different Income Tax bands, so their results will differ. Figures are estimates and not tax advice.