The IRS has adjusted the 2026 brackets for inflation, and the One Big Beautiful Bill Act made the seven income tax rates (10% to 37%) permanent.
Key 2026 numbers
- Standard deduction: $16,100 single, $32,200 married filing jointly, $24,150 head of household
- 10% bracket for single filers ends at $12,400; the 37% rate starts above $640,600
- Social Security tax of 6.2% applies to wages up to $184,500
New deductions (2025–2028)
- Qualified tips: deduct up to $25,000
- Overtime premium pay: deduct up to $12,500 ($25,000 joint)
- Taxpayers 65+: an extra $6,000 deduction, phasing out at higher incomes
- State and local tax (SALT) cap raised to $40,000 for most filers
Use the USA calculator to see your 2026 take-home pay.
Work out your own take-home pay with the USA tax calculator →Related: USA salary after tax table · More tax news
This article is general information, not tax advice. Rates come from official government sources for the tax year shown.