Ireland Tax Calculator 2026
Calculate your take-home pay after income tax, USC and PRSI in Ireland
Ireland Tax Rates 2026
- Standard rate (20%)Up to €44,000 (single)
- Higher rate (40%)Above the cut-off point
- Personal + employee credits€2,000 + €2,000
- USC0.5% / 2% / 3% / 8%
- PRSI (Class A)4.2% → 4.35% from 1 Oct
Tax year 1 January – 31 December 2026. Incomes of €13,000 or less are exempt from USC. Source: Revenue, Budget 2026.
Gross Salary
Net Salary
Monthly Take-Home
Total Tax
How Irish take-home pay is calculated in 2026
Employees in Ireland pay three deductions through PAYE: income tax, the Universal Social Charge (USC) and Pay Related Social Insurance (PRSI). This calculator uses the rates confirmed in Budget 2026 for the tax year 1 January to 31 December 2026.
Income tax: standard rate cut-off point
| Status | 20% band up to | Rest taxed at |
|---|---|---|
| Single | €44,000 | 40% |
| Single parent | €48,000 | 40% |
| Married, one income | €53,000 | 40% |
| Married, two incomes | Up to €88,000 (shared) | 40% |
Your tax is then reduced by tax credits: the personal credit (€2,000, or €4,000 for a married couple) and the employee (PAYE) credit of €2,000.
Universal Social Charge (USC) 2026
| Income band | Rate |
|---|---|
| First €12,012 | 0.5% |
| €12,012 to €28,700 | 2% |
| €28,700 to €70,044 | 3% |
| Above €70,044 | 8% |
If your total income is €13,000 or less, you pay no USC at all.
PRSI
Most employees pay Class A PRSI. The rate is 4.2% until 30 September 2026 and rises to 4.35% from 1 October 2026, so this calculator uses the average across the year. If you earn €352 a week or less you pay no PRSI, and a tapering credit applies between €352 and €424 a week.
Worked example: €50,000 salary (single)
The first €44,000 is taxed at 20% (€8,800) and the remaining €6,000 at 40% (€2,400). After €4,000 of tax credits, income tax is €7,200. USC is €1,033 and PRSI is about €2,119. Your take-home pay is about €39,648 a year, or €3,304 a month.
Results are estimates for PAYE employees. Other credits (rent, medical, home carer) and benefit-in-kind are not included. Not tax advice.